Privacy Policy

FIN-WAL ("we", "our", or "the platform") is a financial literacy and behavioral awareness tool for students, young adults, and educators. This policy explains how we handle your data.

By using FIN-WAL, you agree to the practices described here. This app is for educational purposes only.

We may collect:

• Account information (name, email) provided at sign-in via Google OAuth.
• User profile data (name, role, school, financial goals, experience level).
• Purchase and receipt entries including merchant, amount, date, category, and behavioral reflection answers.
• Simulation and activity progress data.
• Classroom enrollment data for teacher-student relationships.

We use collected data to:

• Provide personalized financial literacy simulations and dashboards.
• Generate behavioral insights through the Financial Awareness system.
• Enable teachers to track student progress in their classrooms.
• Improve the platform experience.

We do not sell your data. We do not share behavioral data with schools, advertisers, or third parties beyond what is needed to operate the platform.

When you use the Receipt Scanner, uploaded images may be processed by AI services to extract purchase details. You should not upload sensitive documents such as bank statements, government-issued IDs, tax returns, or account credentials.

Purchase entries are linked to your user account and visible only to you.

The AI Assistant uses Puter.js, a third-party AI service. Conversations with the AI Assistant may be processed by Puter.js according to their terms and privacy practices. Do not share private financial information, passwords, or personal identification in AI chat messages.

FIN-WAL may use browser local storage or session storage for temporary state such as onboarding flow and simulation progress. We do not use advertising or tracking cookies.

We take reasonable steps to protect your data using secure infrastructure. However, no system is 100% secure. Use FIN-WAL responsibly and do not share your login credentials.

FIN-WAL is designed for students in middle school, high school, and college-age users. If you are under 13, please use this platform under the supervision of a parent, guardian, or teacher. Teachers are responsible for appropriate classroom use.

FIN-WAL uses the following third-party services:

• Google OAuth for authentication.
• Puter.js for AI chat functionality.
• Base44 platform for backend infrastructure.

Each of these services has its own privacy practices. We encourage you to review them.

For privacy questions, contact us at: support@finwal.app

We may update this policy periodically. The updated date at the top of this page reflects the latest revision. Continued use of FIN-WAL after changes constitutes acceptance of the updated policy.